24 Pet Watch is a company dedicated to the safety and protection of pets. In addition to their microchipping and lost pet recovery service, 24 Pet Watch also offers pet insurance.
Insurance Underwriter: Praetorian Insurance Company
A.M. Best Rating: A (Excellent)
Customizable Plans: yes
Deductible Type: annual
Maximum Payout per Incident: unlimited
Maximum Payout per Year: $1500, $3000, or $20,000
Maximum Lifetime Payout: unlimited
Waiting Period: Accident- starts at 12:01am on the effective date; illness- 14 days.
Maximum Age to Enroll: Dogs – 10 years; cats- 12 years
Lifetime Coverage Available: yes
Wellness Coverage Available: no
Alternative Therapies Coverage Available: yes
Behavioral Treatment Coverage Available: yes
These features may vary by state.
Plan Details
◦ Veterinary Exams
◦ Hereditary & congenital
◦ Therapeutic diet
◦ Alternative treatments
◦ Medications
◦ Diagnostics
◦ Ambulance & Paramedical
Essential Plan
Basic plan with the lowest monthly cost and lowest coverage option
◦ Annual coverage limit – $1,500
◦ Annual deductible – $100
◦ Reimbursement level – 80% Coverage (20% Co-Payment)
Extra Plan
This plan offers the same types of coverage as the essential plan, but with larger coverage amounts for accident benefits and illness benefits.
◦ Annual coverage limit – $3,000
◦ Annual deductible – Option of a $100 or $250
◦ Reimbursement level – 80% Coverage (20% Co-Payment)
Champion Plan
This plan also covers the same types of issues as the essential and extra plans, but offers a higher coverage limit:
◦ Annual coverage limit – $20,000
◦ Annual deductible – option of $100, $250, $500 or $1,000
◦ Reimbursement level – 80% Coverage (20% Co-Payment)
Additional Coverage
The following additional benefits may be available that are in addition to the comprehensive veterinary fees coverage and are not subject to a co-payment or a deductible.
◦ Boarding & Kennel Fees – $500 Per Incident
◦ Trip Cancellation – $500 Per Incident
◦ Lost Pet Recovery Costs – $500 Per Incident
◦ Additional Living Expenses – $500 Per Incident
◦ Euthanasia & Cremation – $200
◦ Accidental Death – $1,000
Find out which pet insurance plan is right for you and your pet and receive a free quote by completing the form at the top of the page.
